As the seasons change, preparing your home for winter is crucial to ensure it stays safe and warm. A few proactive steps now can prevent stress and costly insurance claims later.

Insulate Exposed Pipes

Prevent freezing and bursting by insulating pipes, especially those in basements or exterior walls.

Update Smart Thermostat Settings

New models adjust automatically to reduce energy waste. Set it between 68°F and 70°F while at home for optimal comfort and efficiency.

Seal Gaps Around Windows and Doors

Retain heat and reduce energy bills by sealing any gaps, a classic but effective method to keep the cold air out.

Schedule a Heating System Checkup

An annual inspection helps you avoid unexpected breakdowns during the chilly months. Regular maintenance ensures everything runs smoothly.

Boost Indoor Air Quality

Use HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, in HVAC systems or portable units to ensure clean air indoors.

Clear and Check Solar Panels

Activate winter modes and regularly clear snow post-storm to maintain their efficiency throughout the winter.

Clean Out Gutters

Prevent ice dams and water backups by clearing leaves and debris before heavy snow arrives.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables to streamline any potential insurance claims.

Even implementing just a few of these steps can make a significant difference in protecting your home during winter. Stay proactive, and remember that it's never too late to start. We encourage you to review your homeowners insurance policy with us, especially if you're unsure what's covered during winter weather events.